From MLB Power Pros Wiki

This is a Random Event found in Success Mode that makes use of Fate Cards. Depending on the result it will affect your character in various ways.

Summary

An insurance salesman comes and tries to sell you medical insurance. You can accept a plan that will "cover your expenses" at the hospital should you become injured.

Responses

Yes : You buy a Regular Insurance Contract for $100

• The Regular Contract pays you $25 per day you are hospitalized

No : The salesman warns that you'll regret it

• Chance of Timidity

Marvin - You sucker Marvin into listening to the sales pitch

• Quickness increases
• Chance of Walk-Off Hitter ability

Challenge : You ask for full coverage and the salesman asks if you're interested in their "special" plan

• Becomes another fate card question.
  • Yes - Buy Special Insurance Contract for $150
    • Pays $50 per day you are hospitalized
  • No - You settle for the regular contract
    • Pays you $25 per day you are hospitalized
    • Chance of Breakup Doubleplay ability
  • Marvin - You sucker Marvin into listening to the sales pitch
    • Quickness increases
    • Chance of Walk-Off Hitter ability
  • Challenge -
    • The salesman will offer you the Body-Double contract, it costs $200, and automatically saves you from injury one time. Also, if you are in debt to the Mob and cannot pay on time, Body Double steps in for you when the Mob shows up to take you away.